Attention homeowners: Real estate appraisal services for in Anniston and Calhoun County

See the top seven reasons why AL homeowners call on Acker Appraisal, Inc.:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Calhoun county's assessment of your propertyvalue
  3. To lower your mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a AL divorce, where property needs to be divided
  7. To settle an estate in Calhoun county or AL by determining the true market value of property in question

Need help deciding the price of your house in or near Anniston, AL?
Contact Acker Appraisal, Inc..

We at Acker Appraisal, Inc. understand the particular needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Acker Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Acker Appraisal, Inc., we're experienced in helping folks just like you do away with unwanted PMI insurance.

Challenge Calhoun county's assessment of your property

Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. A professional appraisal from Acker Appraisal, Inc. is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

If your house is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Acker Appraisal, Inc. can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a veteran appraiser double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Acker Appraisal, Inc. can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Acker Appraisal, Inc. can help you with that. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.